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Paying Back Your Loan

If you are approved for a personal loan by one of the lenders in our network, the loan amount can in most cases be deposited directly into your bank account as soon as the next business day.  As an added benefit,  you may be able to have the funds withdrawn directly from your bank account on your due date.

Implications of Non-payment, Late Payment or Partial Payment

When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges may be incurred in the event that you are unable to repay your loan in full or if you make a late payment. We are not a lender and cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. Additionally, we have no knowledge of the loan details between you and your lender. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender. Our company makes a reasonable effort to work only with reputable lenders dedicated to pursuing collections of past due accounts in a fair and reasonable manner. If you have a complaint about a specific lender, please contact us.  Please remember that you are under no obligation to accept any loan offer.

Collection Practices is not a lender and does not engage in debt collection practices. Your lender‘s collection practices will be disclosed to you in the loan documents. If you are unsure of the collection practices used by a specific lender, we recommend that you discuss this issue with your lender directly. makes reasonable efforts to only work with established, reputable personal loan lenders who pursue collections of past due accounts with fair conduct and in compliance with the provisions of the Fair Debt Collection Practices Act by the Federal Trade Commission.